Funding Solutions

Unlock cash tied up in your invoices and debtor book to support your day to day working capital, growth or business acquisition. Whole turnover or spot facilities (select specific invoices or customers for funding) can be concluded within five working days, or for larger, more complex facilities allow up to a month. Read more about Asset Based Lending or Invoice Finance

£50k – £15m+ suitable for profitable businesses looking to accelerate growth, business acquisitions, facilitate an MBO or simply consolidate historic debt. Borrow up to x4 EBITDA (Earnings Before Interest Tax Depreciation Amortisation) less existing debt on terms up to 60 months. Repayments can be a fixed monthly amount, giving you certainty. For loans £1m+ repayments can be tailored to include interest only and or bullet payments. Read More.

To stimulate growth, businesses can borrow up to £2m, subject to affordability. Lending solutions include Term Loans, Overdrafts, Asset Finance, and Invoice Finance, supported by a 70% Government guarantee, the borrower remains liable for the debt. Personal guarantees may be requested by the lender. Facilities can be concluded within two weeks; larger ones may take up to three months. Read More.

A great way of providing headroom for your business. RCF’s are similar to overdrafts. You have a set limit and can draw down funds in line with your working capital requirements. You only pay for what you borrow and make repayments to suit your available cashflow. Use on and off-balance sheet assets as security. From enquiry to funds received can be within five working days. Read More.

Planned capex or looking to grow your business but you don’t have sufficient free cash, refinancing your existing plant and machinery could inject additional funds into your business rather than tying up cash from your working capital. Repayments are fixed and terms offered can be up to 60 months. From enquiry through to receipt of funds can be within five working days. Read More.

Won a new order but don’t receive supplier credit terms or have insufficient available cash, supply chain finance could be a suitable funding solution. Based on a confirmed order, funders will step into the transaction and purchase the goods for you. Upon receiving payment, you repay the funder or extend credit to 90days. Funding is available for speculative purchases or for stock. From enquiry to funds received allow five working days. Read More.

We also have access to other working capital solutions through our trusted partners namely;

• Commercial Mortgages
• Bridging and Development Finance
• Research and Development Credits
• Foreign Exchange Management